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Private lending can result in loss of principal and interest and may be illiquid. Displayed rates are indicative, not guaranteed returns or all-in borrowing costs. Match scores and admin review are not investment recommendations, credit approvals or regulatory approvals.

Synedaro independently facilitates transactions and assembles loan packages from approved prepared documents, subject to qualified review. It owns neither the loan nor collateral. An independently appointed collateral agent services closed loans, collects one borrower payment and distributes lender shares under the executed agreements. Synedaro records verified external activity. It does not currently hold funds, provide escrow, transfer money, execute documents or record liens. Proposals are non-binding. A commitment is not a funding receipt. The 10% minimum and 10-lender limit are platform rules, not legal exemptions.

Account and application information supports access, matching, verification and review. Authorized reviewers and service providers process private information. Listings use aliases and general criteria, but complete anonymity is not guaranteed. Closing parties and public recording documents may require identities.

Bank linking retrieves authorized account, ownership and balance information through Plaid. Linking does not authorize payments, reserve funds or authorize a consumer credit report. Bank authorization is requested separately when you connect an account. Disconnecting does not erase previously saved application or review records.

Sensitive application packages and bank connection data use application-level encryption. Email-and-password sign-in requires a second verification step. Account deletion is available under Account Settings, subject to active commitment restrictions and record retention. An automated retention schedule is not currently available. Do not submit passwords or one-time codes. Review the Data Use notice before providing sensitive information.

Required licenses, offering and loan disclosures, eligibility checks, fees, agreements and closing requirements depend on the transaction and jurisdiction. A preset pass response is not a legally required adverse-action notice. Participants must comply with applicable fair-lending and anti-discrimination requirements. Independently verify closing instructions before sending funds.